Privacy Policy

We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website and access community-related links.

1. Information We Collect

We collect minimal information necessary to operate the website and support community access.

1.1 Information you provide voluntarily

• If you contact or join our community through third-party platforms (e.g., WhatsApp, Telegram), the information you share is handled under those platforms’ privacy policies.
• This website does not require you to create an account or submit a form to browse content.

1.2 Automatically collected information

• Device and browser type
• Approximate location (derived from IP address; anonymised where possible)
• Pages visited and basic usage events (e.g., page views)
• Security-related logs for fraud prevention and system integrity

2. How We Use Information

We use information for legitimate purposes such as:

• Operating, maintaining, and improving the website
• Monitoring performance, troubleshooting, and ensuring security
• Understanding aggregated usage patterns (non-identifying analytics)
• Providing access to community-related resources and links

3. What We Do Not Do

• We do not sell your personal data.
• We do not share personal data for behavioural advertising profiling on this website.
• We do not use your data to make automated financial decisions or personalised investment recommendations.

4. AI-Generated Content Notice

Some summaries, highlights, or discussion materials referenced by this community may be AI-assisted. AI outputs may contain inaccuracies or omissions and should be independently verified using official or primary sources.

AI-assisted content is informational and educational only and does not constitute professional advice.

5. Cookies and Analytics

This website may use cookies or similar technologies for basic functionality and aggregated analytics. You can control cookies through your browser settings. Disabling cookies may affect certain site functions.

6. Third-Party Links

Our website may include links to third-party services or platforms (including messaging apps). We are not responsible for their privacy practices. Please review their policies before sharing personal data.

7. Data Sharing and Disclosure

We may share limited information only when necessary to:

• Comply with legal obligations or lawful requests
• Protect our rights, users, or the security of our services
• Work with service providers who help operate the website (e.g., hosting, basic analytics), subject to appropriate safeguards

8. Data Retention

We retain information only for as long as necessary to fulfil the purposes described in this policy, comply with legal requirements, and maintain security. Aggregated analytics may be kept longer as it does not identify individuals.

9. Data Security

We use reasonable technical and organisational measures to protect information from unauthorised access, loss, misuse, or disclosure. However, no method of transmission over the Internet is 100% secure.

10. Your Rights (Singapore PDPA)

Subject to applicable laws (including Singapore’s PDPA), you may request access to or correction of personal data we hold about you. You may also withdraw consent where applicable.

11. Children’s Privacy

This website and community are not intended for individuals under 18. We do not knowingly collect personal data from minors.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last updated” date.

13. Contact

If you have questions about this Privacy Policy or your data, contact us:

• Email: [email protected]
• Location: Singapore

If you are accessing community links via third-party platforms, please also review their privacy policies.